WHY HASN'T YOUR INVESTMENT BROKER MENTIONED THIS?
If you can answer "yes" to any of the following, we are NOT the firm for you....
1.) Would losing 50% of your savings be acceptable to you?
2.) Do you pray to never have the finances to be able to retire?
3.) Do you hope to move in with your children upon retirement?
4.) Does working a graveyard shift for minimum wage to suppliment your Social Security make your heart swell with joy?
5.) Have you and your wife ever said, "who cares what the kids are left with?"
6.) Does never getting a return phone call from your financial broker make you giggle and want to invest more?
7.) Are you and your wife content to never be able to travel and do the things you've dreamed of?
8.)Do you feel that life just seems to make sense when you realize you pay your broker EVEN when he LOOSES your money?
9.)Does the idea of NEVER EVER losing a single dollar just seem boring?
10.)Are HONESTY and TRUST just words you like to have tossed around?
If you and your wife were given an opportunity to go to Las Vegas all expenses paid, would that appeal to you? What if, in addition to your trip, you were given a very special offer in which every dollar you won you kept 100% of and every dollar you lost was given back to you when you were ready to go home. Would that also be agreeable to you both? I think the majority of us would be looking for the sign up sheet right?
Unfortunately we know of no such offer in Las Vegas, however there is a VERY similar arragement that can be made with today's Stock Market! No gimicks, No "send ten dollars for more info.." etc... Just one of the closely kept secretive financial VEHICLES that is used only by the very wealthy to become obscenely rich...UNTIL NOW!
NO RISK TO YOUR MONEY! NONE! NADA! ZIP!ZILCH!
AM BEST "A" and "A+" rated companies that have been around BY THE SAME NAME FOR 60, 70, 80, 90, and YES EVEN 100+ YEARS are the guarantors of your money and if they can't pay, the state your policy is written in will pay you the value of your policy up to $100,000.00 (state specific). What could be better? Our whole lives we have been told that we can't have our cake and eat it too! Well as with all rules, annuities are your exception!
Too often the word "ANNUITY" engenders a few concerning thoughts such as:
-LOCKING UP YOUR FUNDS BY HAVING LARGE SURRENDER FEES
-RESTRICTING YOUR ACCESS EVEN WHEN EMERGENCIES COME ALONG
-IN THE CASE OF "variable annuities," LOSS OF MONEY EARNED AND YES EVEN LOOSING THE INITIAL PREMIUM!
-MANY THINK THE WARNING "READ THE FINE PRINT" STARTED WITH ANNUITIES.
I wish I could say all of this is unfounded however some aren't! It all depends on the company and the type of product! This is why trusting that your Financial Broker has nothing again NOTHING but YOUR best interest not only in mind but in his HEART is so very crucial.
McMenaman & McMenaman Financial has been protecting our clients since 1966. We do not pretend to be investment experts but rather we are THE Financial Protection Experts. In fact we DO NOT offer one single financial growth vehicle that is able to loose you money... We do not even have a product that doesn't at the VERY VERY least offer rates similar to todays Bank C.D.'s.
Todays hybrid annuities are VERY complex, consisting of 20 to 30 pages in text and as if that wasn't enough, there are currently more than 311 company's all claiming to have the best annuity. The TRUTH is, there is no one "BEST" annuity. There is however a way to find the BEST FITTING ANNUITY for your needs! That way is McMenaman&McMenaman Financial. Unless you want to start a new full time job of learning all there is to know about annuities, annuitization, indexing, fixed rate and so much more, in which case you are in for a long hard march down a poorly lit, confusing and boring road. Fortunately for you this is our full time job and it is all that we specialize in!
A few things to PLEASE keep in mind:
1.)McMenaman&McMenaman only offer new Hybrid Annuities that are TRULY NO LOAD FRONT AND BACK...this means every penny of your premium goes to work for you. All costs, including what we are paid, are covered by the insurance company with which the policy is written. A great many companies call their product "no load" but we can assure you that you are paying that investment broker's 5% commission somewhere, not to mention his residual commission payouts.
2.)Very Few people in the investing world would not argue that Warren Buffet is the greatest Wall Street analist alive today and probably there has ever been. When Mr. Buffet was asked for an Stock Market investment ratio guidelines, He is quoted as saying..." If you are not prepared to loose 50%(FIFTY!!!) of what you have invested in the stock market, don't invest in it."
3.) When Albert Einstein was asked what he believed mankind's greatest invention was, He responded " with out a doubt, mankind's greatest invention is COMPOUNDING INTEREST!" Annuities do accrue wealth for their owners by using compounding interest. That's right! now you can earn interest on your money the same way the banks do!
4.)Todays Hybrid Annuities that are available to you through our firm come with check book access and many even have 90+ percent access penalty-free after the first month!
5.)We at McMenaman&McMenaman Financial Group are constantly searching for the newest and best and most reliable Hybrid Annuity Vehicles as they become available. Not all annuities are created equal! Many offer some type of incentive for your money that can never actually be earned without jumping through hoops that negate any possitive effect on your earnings.
We do not have one time clients...we have life long multi- generational clients so it is our primary goal to educate you on what it is we do with your money and to be sure that that is the right vehicle to earn you the maximum returns with NO RISK.
We would not pretend to do this on a web page and we are reluctant to go much past general over the phone. We at McMenaman&McMenaman are not a name with an accent and a few cute remarks on the other end of the line. Likewise we do not want our clients to be either. We would like to meet with you face to face at a time and place most convenient for you and your spouse. In fact 90% of our clients never even come to our office as we are known in these industries as the "BEND OVER BACKWARDS BROKERS" making again 90% of our appointments at our clients' homes!
As you can see we don't offer fancy rate calculaters etc... on our website...we don't have any sales ploys etc...If you are interested in doing business the old fashioned way, with a pot of coffee, a hand shake and God Fearing Honesty and Trust, Then Please call our Offices at 720-935-9916 and let us start protecting what you have worked so very hard for at the same time earning every red cent possible for you because again you don't pay us, ONE OF THE 47 INSURANCE COMPANIES WE ARE LICENSED WITH WRITES OUR CHECKS...BOTTOM LINE YOU KEEP WHAT YOU MAKE!
McMenaman&McMenaman Financial Returning Phone Calls since 1966. Because You have Earned a Worry Free Retirement!
28000 Meadow Dr, Suite 101
P.O. Box 1383
Evergreen, Colorado 80439
Tel (720) 935- 9916
E-mail: mcmenamanfinancial@hotmail.com
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