IN DEBT? THERE IS A SOLUTION
ARE YOU IN DEBT TROUBLE?
If you answer YES to three or more of these questions, please consider contacting me for a free financial evaluation.
1. Do you pay only the minimum, or less, on your credit cards
each month?
2. Do you juggle other bills to keep up the minimum monthly
payments on credit cards?
3. Have you reached the credit limit on your credit cards?
4. Do you borrow for items you once bought for cash?
5. Are you paying late fees?
6. Is your current income barely making ends meet?
7. Have you taken money from your savings account to pay your
credit card bills?
8. Is life without credit cards unthinkable?
9. Do you check to see if you have your credit cards before
leaving for the mall?
10. Are you experiencing problems in relationships over debt?
IN DEBT?
Too many bills can be devastating to your relationships, your
job, and the ability to own a home or car, and the peace in life that you deserve.
THE DEBT TRAP
Living with debt can be painful and worrisome. Being forced to make minimum payments or miss payments on your credit cards month after month can wear on your well being and happiness. You may have even considered drasitc options such as bankruptcy.
You are not alone. The unfotunate truth is that living on credit cards and falling further and futher into debt is common. The average household has 10 credit cards, with an average balbance of $7,000 each.
If you continue making minimum payments on your credit cards, you will pay approximately FOUR TIMES the amount you originally charged.
The credit card companies are making more money off you and others than ever before...money that you could use to improve the quality of living for you and your family.
THE GOOD NEWS IS THERE IS HELP. THE ONLY THING YOU HAVE TO DO IS ACCEPT IT!
You should not be embarrassed or feel like a failure just because your situation has gotten out of control. I have counseled many people who were in the exact situation you are in now. I have offered many of them the help they needed to get out of the debt trap and begin a new life free from the burden of debt.
AS OF 1995, 92% OF FAMILY INCOME WAS SPENT ON PAYING DEBT, UP FROM 65% IN 1975.
BANKRUPTCY IS NOT THE ONLY ANSWER.
Depending on your specific situation, I may be able to offer you some alternatives to bankruptcy that will help you turn things around.
I can begin to help you by offering you a FREE financial evaluation. Then, I'll explain your options, and together we will find the best one for you.
ABOUT ME!
My name is Matthew Wlotko. I am an independent debt counselor who specializes in credit card and unsecured debt. I have been trained to give options to people who are in crisis situations or who simply are tired of living with high interest, over limit fees, and minimum payments.
If you contact me, we can work together and build a free financial evaluation for your household. There is absolutely no cost to speak to me and learn about your options. The call is also completely confidential.
Please contact me today and let me help you.
Universal Debt Reduction
Send E-Mail to: mwlotko@prodigy.net
Copyright © 2002 Matthew Wlotko. All Rights Reserved