Southern Cross Financial
What is a Note?
Mortgage Notes Program
Tens of thousands of people sell their property and provide financing to the new owner. Depending upon the type of property, the area of the country and the legal structure of the transaction this type of asset is known by many names: seller-finance paper, private mortgage notes, trust deeds, deed of trust …
Many holders of this type of asset, a long-term income stream, wish to convert it into a lump sum of cash. SOUTHERN CROSS FINANCIAL can purchase this income stream for cash now.
Lottery Winners Program
Some states pay their lottery winners out over a long–term payment schedule. This is similar to an annuity. So, those big million dollar winners often-times only receive $50,000 per year for a twenty year period. From this annual income stream taxes are deducted. So the million dollar winner really receives closer to $34,000 per year. Certainly a nice amount of money, but, not enough to quit the job, buy a yacht and sail the Mediterranean. As a result, many winners are unable to:
Purchase a new home or vehicle,
Take a dream vacation, or significantly improve the quality of their lifestyle.
SOUTHERN CROSS FINANCIAL's advanced funding services provide lottery winners with an alternative, working to create a custom offer that meets their specific needs. We will make offers reflecting the purchase of one yearly payment or any number of payments; any combination of years or we can purchase your lottery in its entirety.
SOUTHERN CROSS FINANCIAL gives winners their money when they need it- NOW. There's no longer any need to wait for the anniversary of your win date to get your money.
Structured Settlements/ Annuity Program
Tens of thousands of individuals that settle an insurance claim are receiving periodic payments in the form of a Structured Settlement. In many cases, Structured Settlement recipients or "Claimants" cannot afford to wait out the terms of their settlement and have a need for cash now. The same can often be said about people that own annuities.
How we purchase your note?
Selling a note is a relatively simple process. Email us at info@southerncrossfinancial.com or visit us at www.southerncrossfinancial.com to simply fill out a form telling us exactly what type of note you have to sell.
We will price the note for you.
Upon acceptance of our price we will tell you what documents we will need to complete the purchase. You will then either fax or mail to us copies of the documents we request.
We will arrange for the appraisal, title and SOUTHERN CROSS FINANCIAL will pay for all associated costs. We are your CASH FLOW specialists
Just leave all the work to us, and you get CASH at closing in as little as 21 days.
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Send E-Mail to: info@southerncrossfinancial.com
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