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Live Debt Free!
My Dear Friend,
Think about this for a moment ...
The USA is the wealthiest nation on the planet. People work. They make good money. They spend some of their money on living expenses and they save the rest. They invest their money, and they have plenty of it to retire on comfortably.
Is this the way it is today? No. That's the way it used to be, but that's not the way it is now, not for most people anyway.
We Americans have been placed under a "paper money system" that is depreciating in value at an alarming rate. The U.S. “paper dollar” money supply in this country is being continually inflated by printing presses that are running 24 hrs/day. This is putting more and more “dollars” into circulation, causing each individual dollar to be worth less and less. Consequently, since our money is worth less each month than the month before, it takes more and more of it as the months go by to purchase the same things that we need each and every day.
If you're working hard but not getting ahead financially, or if you're not able to pay all of your bills each month, or if you're having trouble saving or retiring from work, hang on to your shirt my friend, because it's going to get a whole lot worse. In a deteriorating economy such as this, you need a "proven" back-up plan.
"Elderly Americans are filing for bankruptcy in record numbers," according to a study by AARP, formerly the American Association of Retired Persons. At the same time, support is drying up from meal, transportation and other home assistance agencies that can't pay their own bills.
"There's no question that the downturn in the economy is dramatically impacting those at the doorstep of retirement and those that have already decided to retire," said Mark Kitchens, a senior vice president of AARP.
"They're raiding 401(k)s, falling behind on monthly payments and even going without medical care in efforts to keep afloat financially," the AARP warns.
"The economic woes that are forcing homeowners into foreclosure, choking spending on non-discretionary goods and driving up credit card bills may claim another group of victims in the coming years: Broke Baby Boomers."
"Consumers 45 years and older are raiding or compromising their 401(k) accounts, shirking monthly payments and skipping regular medications and doctor visits at an alarming rate," according to senior advocacy group AARP.
"As many as 25% of Americans 45 to 64 said they are taking these steps to stay financially afloat," the AARP found in a recent study. "That will put them at a decided disadvantage when retirement rolls around, particularly if they have subverted their health, and may lead to putting that retirement on hold, having to continue to work."
At the same time, Standard & Poor's reports that the average American household savings rate remains at 0%, making it “more difficult for older Americans to finance their retirement.”
Retirement? What retirement?
Retirement plans and government benefits must provide for average life expectancies reaching 20 years longer than they did in the 1930s.
But inflation and stock plunges are eating away at retirement accounts, while Social Security is shrinking -- the 2.3 percent increase in benefits announced in January was the smallest in four years.
By comparison, consumer prices rose more than twice as much over the past year, the Labor Department said last week.
More and more able-bodied seniors are simply not retiring. They can't afford to.
"We are getting more and more calls from seniors looking for jobs, every day," said Peggy Clarke, director of a job bank run by Positive Maturity, a senior agency in Birmingham, AL, "Plus, their age is higher every time. We're talking about people in their 80s who are saying that they have to go back to work, even if it's part-time."
At a bankruptcy hotline operated by Utah Legal Services, a nonprofit support agency, pleas for help pour in from seniors in debt, intimidated by persistent calls from bill collectors.
"They're calling because they want to file for bankruptcy," said Sylvia Bosen, a spokeswoman for the agency. "Some of them think they may go to jail."
“This is a horrific scenario,” said Tom Nelson, AARP's chief operating officer. “People are feeling this pinch in the short term ... but the long-term consequences that are facing these individuals and our economy for years, if not decades, are frightening.”
The AARP survey included people 65 and older but found that those who were having the most difficulty adjusting to declining home values and higher prices for food and energy were 45 to 54 years old, followed by those 55 to 64 years old.
The main-stream news media (propaganda machine) has started broadcasting information recently like, “You've got to learn how to cut your expenses, tighten your financial belt and limit your spending, or else you won't be able to stay afloat financially.”
These propagandists are saying things like, “To cut your spending, don't eat out at restaurants. Turn in your cell phone. Don't drive anywhere on vacation. Limit your spending everywhere you can."
Yes, my Friend, the deteriorating financial status of our economy is making it very tough for most people to make a living these days, and even harder to retire from the work force. The direction that we are headed, with the devaluation of the paper dollar and higher prices on everything, it looks like it's going to get real difficult in the future to stay afloat financially.
Consider this: If you have worked at a job your whole life, and you are not getting ahead financially, just like millions of other people, then what you are currently doing to support yourself and your family is obviously not working very well. You should consider doing something different that is "proven" to work ... something that is generating thousands and thousands of dollars for common everyday people.
I, for one, Do Not Accept Getting Poorer! I will not be herded with the masses into accepting that it just has to be, that we just have to tighten our financial belts and accept being poor. That's hog-wash, and don't you dare believe for a second that you have to be poor.
Going into debt and not being able to get out is a terrible tragedy that is affecting the majority of people in this great nation, but it is a tragedy that does not bother the wealthy, and it doesn't have to bother you either.
Do you think wealthy people are concerned with rising prices if they have plenty of money to buy whatever they want? Of course not. The wealthy are not bothered with rising prices. Instead of trimming their budgets and tightening their financial belts, the wealthy just look for more ways to increase their income.
That's what the SMART people do ... they look for ways to increase their income! Don't bother with tightening your financial belt. Just increase your income! And that's why this money making program is so hot! The worse the economy gets, the better this program becomes! This is a way out of debt that works! It will be around for many years! Be SMART! Get out of debt! Become Wealthy! When you do what we're doing, it won't matter to you if gasoline goes to $10/gallon. You'll be able to buy all you want!
If you need more money ... If you need more time ... If you want to retire but can't afford to, then get ready for the ride of your life because this is better than having your very own
Fact #1: The majority of people that join a home business do it for the money. It's not about the products, it's about the money.
Fact #2: The sad truth is that the majority of those people never ever make any money.
Fact #3: This program works! It is simple and easy and works for everybody involved! When you follow simple steps, (and I mean simple) you'll have all the
In fact, this system is set up in such an ingenious way that you can receive absolutely thousands of dollars every week