The Financial Solution to Buying Your Home


Learn About the Benefits of Using IMPERIAL MORTGAGE to Buy Your Next Home

We at IMPERIAL MORTGAGE make it our priority to help you get the best possible home loan.

Mortgage pre-approval

By talking to a lender before you start your search, you can shop for your new home with "money in your pocket".

Knowing how large a mortgage you qualify for lets you know what you can afford. Sellers like to know you're already approved for a loan. Pre-approval may give you the edge over a competing buyer.

Let IMPERIAL MORTGAGE help you make your dream come true.

REFINANCE
Refinancing your mortgage could be the smartest financial move you ever make. We routinely reduce our customers' monthly payments by hundreds of dollars. Additionally, we will custom-tailor refinancing options to fit your situation - whether you need an influx of cash, want to grow a business or pay off your mortgage sooner, even if you have a recent bankruptcy. Refinancing is an opportunity to maximize the benefits of home ownership and truly improve your financial position.

REFINANCE
Get Cash Now
Do you have nagging debts you’d like to pay off? Would you like to skip a house payment?
The good news is when you refinance your loan with Imperial Mortgage you may be able to skip a house payment. We provide options to consolidate debts, get cash or even get a home equity line of credit that you can tap into whenever you want.
We could all use extra cash. By refinancing with Imperial Mortgage, you could achieve pleasing loan terms, a lower monthly payment and increased cash flow each month. For more details on our cash-back opportunities, give us a call at 1-818-512-8343.

REFINANCE
Lower Payments & Rates
There are many potential benefits to refinancing your current mortgage. Most of these begin with our ability to offer some of the lowest rates on the market, which translates to lower monthly payments.
IMPERIAL MORTGAGE is committed to providing you with some of the lowest-possible interest rate for the loan you choose. With access to our low interest rates, you may significantly lower your monthly payments.
We are often able to substantially reduce monthly mortgage payments due to a variety of factors. Since we are not a traditional bank, and are not restricted to traditional bank qualification guidelines, we can look at your overall financial situation and tailor a loan product to fit you as an individual. Because we can custom-tailor refinance packages, we may be able to significantly reduce monthly payments just by providing you a new loan more appropriate to your situation. For many of our customers, refinancing with us is a pleasant surprise. You get a lender that respects you, and you often have more money to show for it.

Call one of our Loan Officers at 1-818-512-8343 to find out if you would benefit from refinancing - it's an easy and painless process and entails no commitment on your part. Just think, with one phone call you could be on your way to thousands of dollars in savings per year.

CREDIT CHALLANGED
Bad Credit Mortgages
At IMPERIAL MORTGAGE, we understand that anyone can experience financial trouble, and we don’t believe this should prevent you from getting attractive home financing options. With us, you may be approved even if you have a few bad marks on your record, like a prior bankruptcy, credit problems, late payments, foreclosure, tax liens or collections. We love to work with unique financial situations. We believe that financing a home is an investment in your future and we view that investment with respect.
Your less-than-perfect credit can be perfect with us. We understand the challenges many people face in purchasing or refinancing a home. Our expertise offers you a number of key benefits. Some of them may even mean increased cash flow on a monthly basis. We have helped thousands of people obtain great financing in spite of their credit issues, reduce their monthly expenses, and realize their dreams of owning a home or refinancing their current home into a more favorable loan.
The best thing about our programs is that they don’t cost you anything for our consultation and personal quote. We’ll do our best to help you consolidate or pay off your credit card and other loan payments, and the entire process is surprisingly simple.

CREDIT SCORES
The average person starts out with a system of accounting consisting of putting their ATM card into the machine until the money stops coming out. When that happens, they duck and cover. "Sooner or later it would all work out and everyone will get their money," or so the thinking goes.
Those credit cards that were so easily pulled out when it came time to pay for a purchase were not so easily paid off when the bill came in the mail. If you're like most people who tend to operate this way, you'll find yourself getting denied for additional credit cards, car loans, and other forms of credit.
Credit Bureaus keep track of your creit history and create what is call a Credit Score.
These scores affect your loan in the form of which loan programs you can qualify for, the ability to get a good interest rate and the points you will pay. You may wonder whether your credit score is accurate. In most cases it is.
New regulations allow you to have access to your credit history once a year free of charge. We are providing you with the link to that site at the bottom of the page.


A high percentage of our business comes to us from referrals: friends, past clients, friends of past clients and even Realtors. Because these people have dealt with us in the past, and have seen first-hand the high level of service and commitment we provide to our clients, there is a very high level of trust. That means: trust in our integrity, in our level of skill and market knowledge to do the best job possible and in our commitment to put the needs and requirements of our clients first!
We work on a By Referral Only basis. Meaning, that if we provide our clients with the high level of service that they deserve and require, we expect that our clients will refer their friends, relatives and work associates to us. Our goal is to do 100% of our business By Referral Only with referred people who trust our skills and counsel. The only way to accomplish that is by exceeding your expectations by delivering a level of service to you that you have never experienced.

We'll take the mystery out of the loan process when you become our client. Whatever your situation, IMPERIAL MORTGAGE can work with you to make sure you obtain the perfect loan for your lifestyle.

Call us today at 1-818-512-8343; and give us the opportunity to help you make your dream come true and find out what we can do for you.


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