Credit Repair Education Services Organization
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Credit Repair Education Services Inc.
2664 -Suite 103 Timber Drive Garner ,NC 27529
email: hglaw@ureach.com
910-514-3482 ph fax 919-662-7742
"Rebuild, Renew, Restore,"
C.R.E.S. Is a Consumer Advocate Organization dedicated to helping others with credit issues as well as Grant Writing Consulting and Traning Assistance
What We Offer :When you utilize the investigative service of Credit
Repair Education Services we provide you the following affordable benefits !
1. Complete Credit Analysis: Credit Repair Education Services
will make a determination after careful review of your
credit file what service best fits your needs and proceed
accordingly .
2. Credit Investigation: A 30 -45 day investigation is launched
to determine what benefits or provisions you are entitled
to according to the Fair Credit Reporting Act ,allowing
negative items to be requested for deletion from your file.
3. Credit Investigation follow up : C.R.E.S. ( Credit Repair
Education Services ) will follow up with you to make sure your
credit file is being responded to by the Credit reporting
agencies and that the issues on your file are being
addressed in a timely manner .
4. Money Back Garantee : Unlike Many other Credit Repair firms
we do not make any false claims or unfounded guarantees of what results or the outcome will be . Due to the unique variations of all credit files and the confidentiality involved we only guarantee proof to you that our investigation was conducted and the best of our services were given as well as a follow up with each client in order to maintain the best in customer service to you !!! In addition to that we do not answer in detail or give information over the phone to people calling in about credit files ( this is for our clients protection and privacy ) we can set an appointment to discuss
credit in person but not by phone or email.Thanks for your
understanding. However we can let you know the status of
initial contracts being processed for investigation or
deletion of negative items .
5.Helpful and Informative Question and Answer Seminars ,Expos,
and Workshops for Churches ,Civic Groups ,Schools , Colleges and Universitys this allows consumers to get an up close knowledge about their rights concerning Credit!
Please Print
Simply Complete the form below and be on your way to a
brighter future and better credit . You can have better
credit!
Date:__________________
Name :_______________________________________________
Address:_____________________________________________
SS #:________________________________________________
Phone:_______________________________________________
email:___________________________________________
Please select which Product you desire
Complete Credit Repair Service
Investigate/ Delete negative items from your file
{___} $359.00
Do it yourself Credit Repair Manual : Shows you step
by step how to repair your credit yourself through
diligent and process method.
{___} $199.00 per kit shipping and handling included
Credit Repair Anaylsis : We set an appointment to review
an advise you on what the best step to take regarding
your credit needs.
(____} $150. 00 per hour
Credit Facts You should FactFinder Report -Informative
Report that provides helpful information regarding your
rights, provisions ,and tips for removal disputing
negative items on your credit repor
(____) $49.95 plus shipping and Handling
Seninar or Conference bookings : We would gladly come
to your church group or civic group to conduct a
seminar on credit repair and education on what your
rights are as a consumer regarding your credit and
how issues involving your credit and legally be removed
(___) Flat Rate Booking Fee : $3,500.00 per event per day Plus Hotel , Transportation , food, Expenses
Make all Money Orders Payable to :
I.O.M.
2664- Suite 103 Timber Drive
Garner, NC 27529
910-514-3482
Hours Mon- Fri 9 am - 5 pm
Frequently Asked Questions Section
1. What Is C.R.E.S. ?
C.R.E.S. Stands for Credit Repair Education Services , We assist Individuals in restoring damaged credit by having credit bureaus remove negative and derogatory information from
an individuals credit reports
2. How Is this Done ?
We utilize as well as familiarize the client with the rights they have to take advantage of several consumer credit laws. They include the Equal Opportunity Act , The Privacy Act , The fair Credit Reporting Act, and Fair Debt Reporting Act .These acts were passed by Congress to help assure consumers the rights of privacy and protection regarding how and what is reported by credit reporting agencies .
3. Is it Legal ?
YES! The Government enacted these laws for the purpose of protecting consumers against the intrusion of creditors , credit bureaus and bill collectors. Everything is done in accordance with these laws .
4. What Can C.R.E.S . Do that I can not do myself ?
Get Results , Many clients realize that they can attempt this
process themselves . Many become disillusioned by the red tape that creditors and bureaus use to elude credit laws . The Advantage we offer is that we are very familiar with these laws, as well as the techniques that will make these laws work
for you . We can cite specific areas in these laws that the
average consumer is not aware of .
5. Is Your Service Expensive ?
No, Our Prices are generally economical compared to the cost of actually paying off these debts , not to mention your inability to obtain credit for 7 -10 years .
6.If I pay the Debts , will the negative item be removed from my
Credit Report?
No !There is no legal obligation for Creditors to remove the negative item from your report once a settlement is made . Their only obligation is to show that the account has been paid in full . It will remain a negative item on the report for 7 -10
years from the date it was last reported .
7. Is this Service Guaranteed ?
Since the law restricts Credit Correction Services from making the statement "we guarantee removal of incorrect information" we offer a guarantee of proof of an initial investigation of your file. However we do not make any prestated
or misleading claims guaranteeing the outcome of the results.
Credit Scores
www.Transunion.com
www.Equifax.com
www.Experian.com
Send E-Mail to: hglaw@ureach.com
Copyright © 2011 CRES ORGANIZATION. All Rights Reserved