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Low Cost Credit Repair -ECSI Credit Repair Service
Low Cost Credit Repair- 100% money back guarantee
*Unlimited disputes to creditors, collection agencies and credit bureaus.
*Free credit evaluation before sign up
*Personal information disputes at no extra charge
*Low monthly payment plan
FAQ:
What is Credit Repair?
Credit repair is the process of disputing negative, inaccurate, out-dated, unverifiable or incomplete information in a consumer's credit profile.
Cost for services?
Please call for current low cost prices.
How long does credit repair take?
The exact length of time varies from case to case and cannot be determined without an individual credit evaluation; however based on past work the time can be as short as 60 to 120 days or as long as five months to one year.
How to start services with ECSI?
Please call ECSI @ 813-857-1025 Mon-Fri 9am-4pm Sat. 9am-1pm. FAX 813-200-3422 or use the Email link below.
Helpful hints:
*Never allow a credit repair company to pull your credit history; it will decrease your credit score.
*Never give a collection agency your personal information such as your social security number or driver's license number.
Consumer Credit File Rights Under State and Federal Law
You have a right to dispute inaccurate information in your credit report by contacting the credit bureau directly. However, neither you nor any ''credit repair'' company or credit repair organization has the right to have accurate, current, and verifiable information removed from your credit report. The credit bureau must remove accurate, negative information from your report only if it is over 7 years old. Bankruptcy information can be reported for 10 years. You have a right to obtain a copy of your credit report from a credit bureau. You may be charged a reasonable fee. There is no fee, however, if you have been turned down for credit, employment, insurance, or a rental dwelling because of information in your credit report within the preceding 60 days. The credit bureau must provide someone to help you interpret the information in your credit file. You are entitled to receive a free copy of your credit report if you are unemployed and intend to apply for employment in the next 60 days, if you are a recipient of public welfare assistance, or if you have reason to believe that there is inaccurate information in your credit report due to fraud. You have a right to sue a credit repair organization that violates the Credit Repair Organization Act. This law prohibits deceptive practices by credit repair organizations. You have the right to cancel your contract with any credit repair organization for any reason within 3 business days from the date you signed it. Credit bureaus are required to follow reasonable procedures to ensure that the information they report is accurate. However, mistakes may occur. You may, on your own, notify a credit bureau in writing that you dispute the accuracy of information in your credit file. The credit bureau must then reinvestigate and modify or remove inaccurate or incomplete information. The credit bureau may not charge any fee for this service. Any pertinent information and copies of all documents you have concerning an error should be given to the credit bureau. If the credit bureau's reinvestigation does not resolve the dispute to your satisfaction, you may send a brief statement to the credit bureau, to be kept in your file, explaining why you think the record is inaccurate. The credit bureau must include a summary of your statement about disputed information with any report it issues about you. The Federal Trade Commission regulates credit bureaus and credit repair organizations. For more information contact: The Public Reference Branch Federal Trade Commission Washington, D.C. 20580
Annual Free Credit Report
FICO Credit Score and Reports
Equifax
Experian
TransUnion
Send E-Mail to: info@encorecreditsolutions.com
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